Free · No Signup · Updated Daily

The SCHD Calculator
Serious Investors Use

Project your Schwab U.S. Dividend Equity ETF dividend income, DRIP compounding, and long-term portfolio growth — free, no email required.

Calculate Now → Explore Tools
~3.5% Current Yield
10.6% 10-yr Div CAGR
$76B+ Assets Under Mgmt
SCHD Dividend Projector ● Live Data
Annual Dividend Income (Year 1) —
Annual Dividend Income (Final Year) —
Estimated Portfolio Value —
Total Dividends Collected —

Educational projection only. Not financial advice. Past performance ≠ future results.

How It Works

Get Your SCHD Projection in 3 Steps

Our SCHD Calculator uses historical dividend growth data and compounding math to show exactly what your investment could become.

01

Enter Your Investment

Input your initial lump sum and any recurring monthly contributions you plan to add to your SCHD position.

02

Set Your Assumptions

Choose your time horizon, dividend growth rate (SCHD's historical 10.6% is pre-filled), and DRIP preference.

03

View Your Projection

See your estimated portfolio value, annual dividend income, and total dividends collected over your investment period.

04

Refine & Plan

Adjust assumptions, compare DRIP vs. non-DRIP scenarios, and build a dividend strategy that fits your goals.

Why SCHD?

The Gold Standard of Dividend Growth ETFs

SCHD tracks the Dow Jones U.S. Dividend 100™ Index — screening for dividend quality, consistency, and financial strength. It's why serious dividend investors choose SCHD as a core portfolio holding.

Unlike high-yield ETFs that sacrifice quality for income, SCHD delivers both — growing dividends year after year while maintaining a focus on financially sound companies.

  • 10-year dividend CAGR of ~10.6% — one of the best in its class
  • Quarterly distributions: March, June, September, December
  • Ultra-low 0.06% expense ratio — keeps more money compounding
  • 100 holdings across high-quality dividend-paying U.S. companies
  • Qualified dividends — favorable tax treatment in taxable accounts
~3.5%
Current Dividend Yield
10.6%
10-Year Dividend CAGR
0.06%
Expense Ratio
$76B+
Assets Under Management
100
Diversified Holdings
4×/yr
Quarterly Distributions
The Power of Compounding

$10,000 in SCHD with DRIP Over 20 Years

$194K
Est. Portfolio Value
$90K
Without DRIP
2.15×
DRIP Multiplier
~11%
Yield on Cost (Yr 20)
Latest Insights

SCHD Strategy & Dividend Investing

Practical, data-driven content for dividend investors who take their portfolios seriously.

View All Articles →
FAQ

Common Questions About SCHD & Our Calculator

Is the SCHD Calculator free to use?

Yes — completely free, forever. No signup, no email, no credit card required. Just open the page and calculate your SCHD dividend projections instantly.

How often does SCHD pay dividends?

SCHD pays quarterly dividends, typically in March, June, September, and December. The exact payment dates vary slightly each quarter.

What is DRIP and should I use it with SCHD?

DRIP (Dividend Reinvestment Plan) automatically uses your quarterly SCHD dividend payments to purchase additional shares. For long-term investors, DRIP dramatically accelerates compounding — our SCHD Calculator shows exactly how much difference it makes.

How accurate are the SCHD Calculator projections?

Our projections use SCHD's historical 10.6% 10-year dividend CAGR and ~3.5% current yield as defaults. All results are estimates — past performance doesn't guarantee future results. Use them for planning purposes only.

What is SCHD's expense ratio?

SCHD's expense ratio is just 0.06% — among the lowest in the dividend ETF space. On a $10,000 investment, you pay just $6/year in fees.

Can I use this calculator for other ETFs?

While optimized for SCHD, you can adjust the dividend yield and growth rate inputs to model other dividend ETFs like VYM, DGRO, or JEPI.

Ready to Project Your SCHD Dividend Income?

Free SCHD Calculator — no signup, no email, instant results. See what your dividend portfolio could look like in 10, 20, or 30 years.

Calculate My SCHD Returns →